If you have ever looked at an itemized report from an Anaheim body shop you have likely seen “betterment” as a charge. Of the many items that make their way onto a receipt that raises questions from auto owners. In simple terms, parts that incur wear and tear over time are commonly repaired when you have body work performed on your vehicle are usually repaired through betterment.
Parts that wear out and need replacement with time and use (i.e., tires, batteries, and suspension parts) are commonly subject to betterment charges when they are replaced as a part of body repair services. These betterment charges are determined by your insurance company and are pro-rated based on actual miles on your vehicle. In the case of tire replacement, if your two damaged tires are 60% worn, they would likely be replaced with new tires but your insurance company might pay only 40% of their cost. The remaining 60% of the tire replacement costs would be your responsibility. Because your vehicle is made better than its pre-wreck state, hence betterment, Insurance companies use this rational to charge you the depreciation amount.
How Does Betterment Affect Auto Body Repairs?
After a wreck, many people can expect to pay some collision repair costs if the auto body shop needs to replace older car parts with newer ones. Of course, each case is different and insurance companies may vary on their coverage plans. Some insurance policies may make exceptions to betterment charges if you did not cause of the wreck. The insurance company of the person who caused the wreck may be help responsible for your deductible as well as betterment charges. These charges would include repairs such as replacing a matching tire on the same axle as a tire that requires replacement due to damage. Betterment charges are beyond the control of shop owners and inquiries about your insurance company’s specific policy regarding betterment charges should be addressed with your agent directly.
What Can You Do?
If you find out that your auto insurance company is charging you for betterment and you don’t think it is fair, you can contact your insurance agent or claims adjuster and ask for an explanation. After an explanation, you may come to a better understanding of why certain charges are being made. If you still do not understand your betterment charges, try explaining your point of view to your insurer and you may be able find a middle ground.
For any auto body repair near Buena Park CA, Call Fix Auto at (714) 522-6177!